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Easy Financing & Layaway

Multiple ways to pay — no credit needed for most programs

Our Financing Options

Take your purchase home today and pay over time on a plan that works for you

All Items Available on Financing or Layaway

Apply in the store — our friendly staff will walk you through every option in minutes. No appointment needed.

How It Works

Getting financed is quick and easy — here's what to expect

1

Visit the Store

Come in and browse our showroom. Find what you love at a price you can afford.

2

Choose Your Plan

Our staff will explain every financing and layaway option available to you — no pressure.

3

Quick Approval

Most approvals take just minutes. Many programs have no credit required at all.

4

Take It Home

Walk out with your purchase the same day. We also offer delivery and in-home setup.

Frequently Asked Questions

Everything you need to know about our financing programs

Do I need good credit to get financed?
No! Many of our financing programs — including Acima and Progressive Leasing — are lease-to-own programs that do not require traditional credit checks. Most customers are approved quickly regardless of credit history.
How much do I need to put down?
Down payments vary by program and the item you choose. Some programs require as little as a small initial payment. Ask our staff in-store for the exact amounts — we'll find the option that works best for your budget.
What is layaway and how does it work?
Layaway lets you reserve any item with a small deposit and pay over time at your own pace. Once your item is fully paid off, you pick it up. There are no interest charges on layaway — it's completely free to use.
Can I pay off my plan early?
Yes! Many of our programs allow early payoff with no penalties. Paying early can save you on any remaining fees. Ask our staff about the early buyout option for your specific plan.
Can I finance multiple items at the same time?
Absolutely. Many customers finance our complete room packages or multiple pieces in a single transaction. Our financing programs are designed to make furnishing your whole home as affordable as possible.
How do I apply?
Just visit us in-store! Our staff will guide you through the application process. Most approvals are completed in minutes right at the store. No appointment needed.

Still have questions? Give us a call or stop by the store.

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